Need an appraisal in Central Ohio?
Here are the top 7 reasons Central Ohio homeowners hire Columbus Appraisal Company, llc.:
- To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
- Challenge property tax assessments.... you only have until March 31st, 2011.
- To cut a monthly mortgage payment by removing PMI
- To reinstate your Home Equity Line of Credit (or HELOC)
- Verify a different appraiser's report
- In the case of a divorce in the state of Ohio, where real estate property needs to be divided
- Settle an estate in Ohio by determining the true market value of a property
We at Columbus Appraisal Company, llc. understand the unique needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Columbus Appraisal Company, llc., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenge property tax assessments.... Deadline is March 31st, 2011Your local tax assessor most likely has your home overvalued. That means you are probably paying more property taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An expert appraisal from Columbus Appraisal Company, llc. is your number one weapon when contesting your property tax assessment. Check with us to learn more about our 'Property Tax Assessment Service'.
Appraisals to cancel PMIA fashionable money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Columbus Appraisal Company, llc., we're qualified in helping homeowners just like you rid themselves of undesirable PMI insurance.
Recently got a freeze to your HELOC?Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Columbus Appraisal Company, llc. can help you reinstate your home equity line of credit with an expert appraisal.
Need Field and Desktop Appraisal Review Services?Have you just gotten a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for accuracy or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had in the past. Although most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are prudent to invest in a second opinion.