CAC Appraise Columbus is your FHA certified appraisal company

The FHA retains a roster of approved appraisers for each state - At CAC Appraise Columbus we have Certified FHA Appraisers on staff ready to handle your FHA needs.  These appraisers are certified and approved to do reports for FHA insured financial transactions. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at CAC Appraise Columbus is well-trained on how to work in accordance with the rules and regulations provided.

 

Be sure to contact CAC Appraise Columbus if you need an appraisal done for an FHA-secured loan.

An FHA loan is insured by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lender provides all the money in the loan - the FHA simply insures the loan through mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are created to help low-to-moderate income consumers by easing credit requirements. Remember, the FHA is different from the VA appraiser panel in that the lending agency can choose the appraisal company.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Purchasers with lesser incomes or less starting capital to put down on a financial transaction are helped the most from FHA loan programs.